As individuals across the world fear the growing trend of mass layoffs facing stagnating growth, dwindling profits, and rising expenses, one such industry which is working in full force is the insurance industry. Whether it is the crown jewel of life insurance or the essential health insurance, agents who are entering this field are witnessing a lot of growth and benefits.
Witnessing this growth, thousands of people aspire to become agents every year. But who are they, what do they do, why you should consider becoming an agent, what are the requirements to become one, and what are the steps for it? Keep reading to find out.
Who are health insurance agents and what do they do?
A health insurance agent is a licensed expert responsible for selling health insurance policies. They provide advice and guide potential customers through the insurance purchase process. While an insurance agent primarily plays a sales function, being responsible for approaching and communicating with prospective customers and selling policies to them, in recent years agents have started to take up another role. With in-depth knowledge about products along with industry and market knowledge, an insurance agent also plays an advisory role for customers.
Why you should become an agent?
Becoming an insurance agent In India is one of the most lucrative part-time jobs due to its very low barrier to entry, very high flexibility and requiring zero monetary investment. Not only this, but by becoming an agent, you can meet new and interesting people each day, communicate with them, learn about their experiences, and help solve their problems. All of these make it a highly fulfilling career for those who are confident in their communication skills, like to speak with different people, enjoy new experiences and more.
What are the requirements to become an agent in India?
Whether you are a veteran of sales who is charismatic and knowledgable, a recent high-school graduate with a sparkling eye looking forward to the future, a salaried employee who wishes to earn on the side, or a retiree looking to keep being financially independent, everyone can become an agent.
Here are the requirements you should keep in mind when looking to become an agent:
- You should be at least 18 at the time of application.
- You must have completed your secondary and senior secondary education depending on where you are from.
- You must possess an Aadhar and PAN card.
- You must also complete your practical training with the insurance provider of your choice.
- You must attempt and clear the licensing exam with at least 35% marks.
How to become a health insurance agent in 2025?
Once you ensure that you are at least 18 years old, have completed your 10th, and have an Aadhar and PAN card, you can approach an insurance provider you would like to work with for the next steps.
- Choose an insurance provider you would like to work for.
- Visit their website and look for ways to apply and become an agent.
- Complete your practical training with the insurer and prepare for the licensing exam.
- Appear for and pass the licensing exam to receive a license to sell policies to customers.
- Sign a contract with the insurance provider and start your career as an agent.
Conclusion
To conclude, becoming an insurance agent is a highly lucrative and rewarding job which is also fulfilling due to helping hundreds of families each year. By ensuring eligibility for the above criteria and following the above steps, anyone can start their career as a health insurance agent in India. So start your insurance career on the right foot and enjoy unmatched flexibility, unlimited income, high growth potential, and a fulfilling career.
